C1 Business Logistics· Ontario Division of ComplianceOne Canada
(416) 723-9808|Advisor CRM
C1 Business Logistics/Grow Your Business/Financing Readiness Support
Lender Packaging · From $299 + HST

Business Loan & Financing Readiness Support

Prepare your financial documentation, credit package, and debt-service calculations for Canadian bank and BDC applications.

From $299 + HST($299 Readiness Review · $599 Application Support)
3 to 5 business days
Canadian Chartered Banks & BDC
C1 Business Logistics • Ontario Intake & Gate

Request Help with Business Loan & Financing Readiness Support

Select your package, provide your business details, and create your secure client file with our Canadian compliance desk.

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Service Overview

Detailed Scope & Legal Framework

Approaching a Canadian lender unprepared often results in delays, reduced loan offers, or outright rejection. C1 Business Logistics organizes your financial packaging before submission: verifying CRA tax compliance, organizing interim financial statements, calculating debt service coverage ratios (DSCR), and structuring the loan justification narrative. Choose our Financing Readiness Review ($299 + HST) or full Loan Application Support Package ($599 + HST).
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Financing Readiness Review

Fixed Price
$299 + HST
+ HST (13%)

Diagnostic review of loan eligibility, debt ratios, and document readiness.

What's Included:
  • Commercial loan eligibility diagnostic against Canadian bank benchmarks
  • Debt Service Coverage Ratio (DSCR) calculation based on your financials
  • CRA tax compliance and Notice of Assessment review
  • Comprehensive document gap analysis with remediation action plan
  • Advisor summary report highlighting key underwriting strengths and risks
Ideal for business owners assessing loan viability before submitting formal applications to lenders.

Loan Application Support Package

Fixed Price
$599 + HST
+ HST (13%)

Complete loan packaging and documentation file ready for lender submission.

What's Included:
  • Everything in Financing Readiness Review
  • Structured Use of Funds schedule and collateral summary
  • Lender-ready financial documentation binder in digital PDF format
  • Loan justification cover letter tailored to the specific target lender
  • Assistance addressing preliminary questions raised by commercial lenders
Structured for applications to BDC, CSBFP, and major Canadian chartered bank commercial departments.

Official Deliverables You Receive

Commercial loan document audit and readiness gap analysis
Debt service coverage ratio (DSCR) and debt-to-equity ratio calculations
CRA tax compliance verification to confirm zero arrears
Lender-facing document package prepared in institutional presentation format
Advisory review call prior to bank submission
Canadian Statutory Requirement

Aligns with Canada Small Business Financing Program (CSBFP) and BDC small business loan underwriting requirements.

Frequently Asked Questions

Is ComplianceOne a lender or loan broker?

No. ComplianceOne is an accounting and compliance practice. We prepare lender-ready financial documents and loan packaging to maximize your credibility with institutional lenders.

What is a Debt Service Coverage Ratio (DSCR)?

DSCR measures your business's available cash flow to pay debt obligations. Most Canadian lenders require a minimum DSCR of 1.25x (meaning you have $1.25 in operating cash flow for every $1.00 of principal and interest due).

Ideal For:

  • Businesses applying for $50k to $500k in commercial equipment, expansion, or working capital loans
  • Companies that were previously declined and need to remediate application weaknesses
  • Growing firms looking to secure favorable commercial credit terms and interest rates

Logical Next Step in Your Business:

Bank-Ready Business Plan
Combine financial readiness with a structured commercial narrative.
Business Value Assessment
Determine enterprise equity value for refinancing or buyout loans.
Direct Advisor Liaison

Need help choosing the right structure?

Our Toronto desk assists founders across Ontario with business names, incorporation, and CRA tax accounts.

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